Independent Financial Planning Advice on the Costa Blanca

Contact John now on (+34) 96 558 7633 / 618 204 731 or


Are you an expat on the Costa Blanca in Spain looking for quality financial advice from a regulated independent financial planner? Do you need advice on QROPS pension transfers and UK private pensions in retirement, Spanish inheritance tax rules, currency exchange rates, or savings rates in Spain? Along with drawing on the resources of The Spectrum IFA Group, one of Europe’s leading firms of independent financial planning advisers, John Hayward brings 28 years of experience in financial services. He has been on the Costa Blanca with his wife and family since 2004, with experience of the real Spain. John is G60 qualified, essential for QROPS pension transfers and retirement planning in Spain.

Should you access your pension fund or transfer it to a QROPS?

Special offer

 Set up fees refunded and reduced  charges for 2018. Find out more

Financial review

From time to time it is necessary to review your personal finance position. If you live in the Northern Costa Blanca in the areas of Denia, Javea, Moraira or the Jalon and Orba Valleys, or the Southern Costa Blanca and Costa Cálida in or around Torrevieja, Orihuela, and San Javier, we can help you  to take stock and plan for your future needs. Often it is likely to lead to a focus on what is important and what is not. We can provide you with a free financial review and we only expect to earn when we have arranged a plan suitable to your needs and requirements. Please refer to our Client Charter.

Planning your future

Having reviewed your financial position, you will then want to make plans for how you will cope with the years ahead. This could be planning for future income or saving for a special event such as a wedding, special holiday, or your children’s education.

Products & services

With access to the major names in financial services such as HSBC, Prudential, Invesco Perpetual, JPMorgan and many more, we can offer a range which will surpass the limited choice offered by individual institutions. We will tailor make a solution for you now which can be altered to suit your changing circumstances.

Client care

We recognise that your needs change as time passes. This is why we like to review your position to make certain that everything is on track, whether this is monthly, half-yearly, or annually. I am available at any time to discuss your needs or to provide you with an update of your plans.

“The Spectrum IFA Group” is a registered trademark, exclusive rights to use in Spain granted to: Baskerville  Advisers S.L. CIF B-63/137.020 Correduría de Seguros; No de registro RDGS J2306; Paseo de Gracia 63, principal, 2a, 08008, Barcelona Seguro responsabilidad civil AIG Europe No 0131900503.1330 Registro Mercantil de Barcelona, Tomo 35489, Folio 170, Seccion 8, Hoja B-269534

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